Senior Risk Analyst

4finance A/S

Подробности
Основная информация
Компания

Senior Risk Analyst

4finance Group is one of Europes largest digital consumer lenders.

For more than 15 years we have been providing fast and convenient financial solutions in a digital world.

Leveraging automation and data-driven insights, 4finance provides convenient products in a responsible way. We offer various types of loans, designed to meet our customers needs.

At 4finance, we have an entrepreneurial mindset, strive for excellence, yet keep things simple. Our business is driven by leading edge technology and our talented people - the most important ingredient of our success. 4finance has created a supportive, rewarding and empowering environment, where employees can grow their talent. We are proud to have a global network of leading experts, who are driven by passion to deliver.

We love what we do!

What you will do:

Actively managing the risk and reward balance of credit risk strategy for our portfolio in Sweden, utilizing internal and external data, and scoring models
Understanding and developing key metrics to assess the performance of risk strategies
Enhancing risk strategy across the whole credit lifecycle, including origination, scorecard cut-off management, affordability assessment, limit management, and cross-product pre-approval
Generating and delivering presentations on credit risk and collection performance and significant trends
Support the development and implementation of different projects in collection area
Analyzing current collection performance and make recommendations for improvement
Developing and monitoring collection KPIs (Recovery Rate, Promise-to-Pay and Kept Promise-to-Pay, Gross Efficiency etc.)
Interaction with DWH, marketing, reporting and IT

Some must haves:

Bachelor's degree in Mathematics, IT, Finance, Management or Economics
At least one year of experience in credit risks, with at least two years preferred
Proficiency in SQL and at least one programming language (R, Python, Matlab)
Logical reasoning, analytical, and problem-solving skills
A proactive approach, demonstrating quick learning and adaptability
Attention to detail with a high sense of responsibility
Proficiency in English (verbally and written)
Knowledge of data science and/or ability to work with or understand machine learning models will be considered an advantage

We are offering:

Challenging projects that you will have the real impact on
Employee development program to support you in your personal and professional development
Food benefit card after the probation period
Premium health and accident insurance after the probation period
Hybrid work possibilities
The best team and great colleagues
Teambuilding and company events
Salary from 3500.00 - 4000.00 EUR gross monthly dependent on the candidate's skills, education, and prior experience.

Брутто-зарплата в месяцБрутто/мес. € 3500 - 4000

Место работы

Латвия

Возможность удалённой работы

Тип работы

Полный рабочий день
Гибкий график

Навыки:

MS Office SQL R Python

Языки

Английский
Латышский

Контактное лицо
Jana Liepa
29973323

4finance Group is one of Europes largest digital consumer lenders.

For more than 15 years we have been providing fast and convenient financial solutions in a digital world.

Leveraging automation and data-driven insights, 4finance provides convenient products in a responsible way. We offer various types of loans, designed to meet our customers needs.

We love what we do!

Join our team!

Вебсайт компании: http://www.4finance.com

Регистрационный номер: 40003991692